Do you know if you have long-term disability insurance?
If you’re unable to work for an extended period of time, you may have a benefit that will pay a portion of your salary. This benefit is called long-term disability (LTD) insurance and is administered by Standard Insurance Company. The PEBB and SEBB Programs offer employer-paid and employee-paid LTD insurance. If your employer offers this benefit, employer-paid LTD coverage is included at no cost to you but provides minimal coverage. You will also be automatically enrolled in employee-paid LTD coverage, which covers 60 percent of your predisability earnings. At any time, you can reduce your coverage level or decline employee-paid coverage. If you decide to reenroll after declining LTD coverage, you will have to provide evidence of insurability (EOI).
Note: If you work for a city, county, port, tribal government, tribal school, water district, hospital, employee organization representing school employees, etc., contact your payroll or benefits office to see if LTD coverage is part of your benefits package.
How do I know if I am enrolled in employee-paid LTD coverage?
Visit Benefits 24/7. Once you have logged in, select Supplemental coverage from the dashboard and scroll down to see if you are enrolled and at what level of coverage. This will also show your monthly premiums and monthly benefit should you need to take advantage of this benefit.
What do I need to do to file a claim?
If you have LTD coverage and need to file a claim or have questions about the benefit:
- PEBB members: Visit Standard’s website or call 1-800-368-2860.
- SEBB members: Visit Standard’s website or call 1-833-229-4177.
To learn more about LTD eligibility and enrollment:
- PEBB members: Visit the PEBB Program's Long-term disability webpage.
- SEBB members: Visit the SEBB Program's Long-term disability webpage.